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MORE of the flexibility your clients really need

When we increased the cash benefit for Nationwide YourLife CareMatters®, we kept the flexibility that helps clients receive long-term care at home — including payouts for things like safety railings and ramps and unlicensed caregivers. With CareMatters, you can offer features that go beyond typical reimbursement plans:
Cash indemnity monthly payouts, including no monthly bills or receipts to submit
Informal care, including care by unlicensed caregivers and immediate family members1
No restrictions or approvals needed on home modifications

Caregiver must be deemed appropriate for providing the services outlined in the plan of care by a licensed health practitioner.
• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution
• Not insured by any federal government agency • May lose value
Please remember, no product, rider, service or strategy is suitable for all clients. It is the responsibility of a registered representative of a broker/dealer to carefully consider the client’s needs, objectives, risk tolerance and overall suitability before recommending any product, rider, service, or implementing any strategy.
Guarantees are subject to the claims-paying ability of the issuing insurance company.

Products may not be available in all states. Riders are available for an additional cost, may not be available on all products or in all states and may be known by different names in different states.

The general distributor for variable products is Nationwide Investment Services Corporation, member FINRA. Nationwide annuities and life insurance are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Company, Columbus, Ohio.

Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and other marks displayed in this message are service marks of Nationwide Mutual Insurance Company or its affiliates, unless otherwise disclosed.
© 2015 Nationwide.

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