Home » AXA, Carrier News, Latest News » AXA – Our LTC rider just got stronger!

Axa

Extended
guarantee makes LTC
coverage even stronger

With
BrightLife®
Protect, our protection Indexed
Universal Life policy, and
the Long-Term Care ServicesSM
Rider, your clients are guaranteed coverage until age 90, or for
40 years if purchased under age 50, for level pay
premiums.1,
2

They
just need to pay their guarantee premium—which they’ll know
up-front—and their policy will stay in force, with the
Long-Term Care ServicesSM
Rider intact!

It’s
one of the most competitive
long-term care riders in the
industry

With
the Long-Term Care ServicesSM
Rider:

No
receipts are required.

The
client’s condition can be temporary.3

We
let clients choose Death Benefit Option B, which equals
the policy’s face amount plus account value, which may
help keep pace with rising long-term care costs.

The
policy can’t lapse while on a long-term care claim until
the benefit amount is exhausted.

Approach
your clients the right way, the first time

Afraid
your clients will “turn off” if you approach them about
life insurance or an LTC benefit? Use our “LTC
Language to Use
” flyer to help you get the
conversation started.

Request Flyer

Learn
more about our Long-Term Care ServicesSM
Rider

Watch Video

To
learn more about our Long-Term Care ServicesSM Rider, watch this short video or click here to request our “LTC Language to Use”
flyer.

Want
more information?

phone

Run
an illustration today, or call our
Sales Desk at (800) 924-6669, option 2,
2

Internet

Visit
www.axaforlife.com/protect today

1
Coverage is guaranteed to the lesser of 40 years or to age 90, as
long as the required guarantee premium is paid.

2
The Long-Term Care ServicesSM
Rider does have an additional cost and is subject to restrictions
and limitations. Clients may qualify for life insurance, but not for
the Long-Term Care ServicesSM
Rider.

3
Not applicable in CT and NY.

Please
be advised that this document is not intended as legal or tax
advice. Accordingly, any tax information provided is not intended or
written to be used, and cannot be used, by any taxpayer for the
purpose of avoiding penalties that may be imposed on the taxpayer.
The tax information was written to support the promotion or
marketing of the transaction(s) or matter(s) addressed, and clients
should seek advice based on their particular circumstances from an
independent tax advisor.

BrightLife®
Protect is a flexible premium universal life insurance policy with
an index-linked interest option. Life insurance is subject to
exclusions and limitations and terms for keeping it in force.
Certain types of policies, features and benefits may not be
available in all jurisdictions, or may be different.

BrightLife®
Protect is issued in New York and Puerto Rico by AXA Equitable Life
Insurance Company (AXA Equitable), New York, NY and in all other
jurisdictions by MONY Life Insurance Company of America (MLOA), an
Arizona Stock Corporation with its main administrative office in
Jersey City, NJ, and is distributed by AXA Network, LLC and AXA
Distributors, LLC.

BrightLife®
Protect does contain additional charges, including but not limited
to a 15-year surrender charge, Premium charges, Insurance charges
and administrative fees.

“AXA”
is the brand name of AXA Equitable Financial Services, LLC and its
family of companies, including AXA Equitable Life Insurance Company
(NY, NY), MONY Life Insurance Company of America (AZ stock company,
administrative office: Jersey City, NJ), AXA Advisors, LLC, and AXA
Distributors, LLC. AXA S.A. is a French holding company for a group
of international insurance and financial services companies,
including AXA Equitable Financial Services, LLC. This brand name
change does not change the legal name of any of the AXA Equitable
Financial Services, LLC companies. The obligations of AXA Equitable
Life Insurance Company and MONY Life Insurance Company of America
are backed solely by their claims-paying ability.

BrightLife®
is a registered service mark and Long-Term Care ServicesSM
is a service mark of AXA Equitable Life Insurance Company.

All
guarantees are based on the claims-paying ability of the issuing
company—either AXA Equitable or MLOA.

©
2017 AXA Equitable Life Insurance Company and MONY Life Insurance
Company of America. All rights reserved.

1290
Avenue of the Americas, New York, NY 10104, (212) 554-1234

For
Financial Professional Use Only. Not for Use with the
Public.

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